The Colorado plan to relieve high car insurance bills
- Media Logic Radio
- Nov 7
- 1 min read
Colorado drivers could soon see some relief on their car insurance bills.
Governor Jared Polis unveiled a new plan Thursday aimed at bringing down the state’s soaring auto insurance rates, which currently rank fifth highest in the nation.
The governor’s goal is to move Colorado down to tenth place within two years — saving the average driver about $275 a year.
Polis says the strategy won’t involve any new laws, but a coordinated push across several state agencies, including Public Safety, Transportation, and Insurance.
Among the biggest targets: auto theft and hail damage.
Colorado’s car theft rate has already dropped 63 percent since 2022, and Polis wants another 20 percent reduction by leaning on the state’s Automobile Theft Prevention Authority.
On the weather front, the state plans to improve hail warnings and local emergency coordination — especially along the Front Range and Eastern Plains, some of the nation’s most hail-prone areas.
The plan also goes after uninsured drivers. Nearly one in five Colorado motorists are uninsured — higher than the national average. Polis says the DMV will work to make it easier for police to verify insurance coverage and help drivers find more affordable plans. If all goes as planned, the governor says Coloradans could start seeing lower rates within the next year or two.
